Credit Union Information

Our Location and Hours

We're moving!! Come visit us at our new location!

New address:
5296 Commerce Drive
Suite 103
Murray, UT 84107

The move will be finished June 30, 2008. We're now on the first floor of the red building just south of our old location.

Monday-Friday 9:30 a.m. - 4:30 p.m.

Contact Us

Call us at 801-265-2111
Email us at midvalley@midvalleyfcu.org

Become a Member

Anyone who lives, works or worships in Murray, UT, or Taylorsville, UT, or an immediate family member of such a person can join MidValley Federal Credit Union. Contact us to see if you qualify!

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Staff

Linda Buell - President
lfbuell@msn.com

Melloney K. Szarek - Loan Officer
melszarek@hotmail.com

Main e-mail for Midvalley Federal Credit Union
midvalley@midvalleyfcu.org

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Volunteers

Board of Directors

Larry Culberson - Chair
Michael Coles- Vice Chair
Donna Nichols - Secretary
Gary Wells - Board Member
Marty Marshall- Board Member
Gerald Heath - Board Member
Aaron Culberson - Board Member

Supervisory Committee

Lynn Hancuff - Chair
Shirley Boyack
Doug Danielson

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Privacy Policy

To assure the continued privacy and confidentiality of your personal financial information, your credit union observes these practices and procedures:

Information we collect:
We collect nonpublic information about you from some or all of the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.
  
• Information about your transactions with us, our affiliates, or others such as your account balance, payment history, parties to transactions and credit card usage; and,
  
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Information we disclose
We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law.

Our security measures
We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.

Credit union members and the public may receive copies of this notice of privacy practices by contacting the credit union.

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Service Centers

Midvalley Credit Union is now part of the CU Service Center system. These shared Service Centers allow you, as a members, to conduct most of your credit union business as if you were at our office. Service Centers are open Monday through Saturday (some with extended hours).

Five Service Centers are located in Utah at these addresses:
         4163 Riverdale Road, Riverdale
         1963 E. 4800 S., Holladay
         3569 W. 3500 S., West Valley City
         3078 W. 7800 S. #10, West Jordan
         57 W. 10600 S., Sandy

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Where's That Statement? 

When your address changes, please send us your change of address information?  We want to make sure you have the important financial information that is provided on your quarterly statement.

Also be sure to check your statement for accuracy soon after it arrives. This will help protect you from potential problems.

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We Offer GAP – For the Unexpected

Guaranteed Asset Protection (GAP) is a voluntary program we offer for your new or used vehicle loan. This financial protection covers the difference in the balance on a car and its declared value, as determined by your primary insurance carrier, in the event it is damaged beyond repair or stolen and not recovered.  GAP is a supplemental coverage and does not replace your standard Comprehensive and Liability coverage.  It only enhances it.

No matter how terrific a car is, the minute you drive it off the show room, it is worth less. Depending on where you live, the established market value could be less than the actual balance you owe on your car. With GAP, if your car is a loss, the deficiency will be covered. That includes the difference between your primary carrier's insurance settlement and the payoff of your loan, less delinquent payments, late charges, refundable service warranties, and other insurance related charges. Included in the GAP payment is your primary insurance deductible, which is covered up to $1,000 if a deficiency exists. In addition, you are eligible for an additional $1,000 towards the purchase of a replacement vehicle financed through that credit union.

Consider; you buy a car. The loan balance after one year, is $15,000. The market value is $11,000. Tour insurance deductible is $1,000. You total the car and your insurance company pays $10,000. That leaves a difference of $5,000. That’s $5,000 you would have to pay for a vehicle you no longer have! With GAP, that $5,000 is paid.

When applying for your next auto loan, ask about GAP. If you have any questions, please call Midvalley Federal Credit Union.

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