Loan Rates

Loan Type Term/Length APR

Share Loan

No Time

3.70%

Signature Loan

0-36 Months

As low as 11.50% APR

Line of Credit

0-36 Months

As low as 10.90% APR

Vehicle

New
New
New
2008-2009
2006-2007
2004-2005
1999-2003

As low as 6.49% for 0-60 Months
As low as 6.74%, for 0-72 Months
As low as 6.99%, for 0-84 Months
As low as 6.49%, for 0-60 Months
As low as 6.74%, for 0-60 Months
As low as 6.99%, for 0-60 Months
As low as 7.00%, for 0-36 Months

Recreational Vehicles

0-60 Months
72 Months

As low as 6.50%
As low as 6.75%

If a member asks for a longer time on a loan, rates are raised by 1/4%.

We also do home equity loans with a competitive rate of prime+1%. The rate reprices every year, in June, and never goes below 5%, or above 18%.

CD Rates

$1,000 minimum.

 

APR

APY

12 Months

0.75%

0.75%

24 Months

1.24%

1.25%

36 Months

1.74%

1.75%

48 Months

2.03%

2.05%

60 Months

2.72%

2.75%

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Savings Rates

.20% APR

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IRA Rate

0.75% APR, 0.75% APY

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