Loan Rates

Loan Type Term/Length APR

Share Loan

No Time

4.25%

Signature Loan

0-36 Months

As low as 11.50% APR

Line of Credit

0-36 Months

As low as 10.90% APR

Vehicle

New
New
New
2007-2008
2005-2006
2003-2004
1998-2002

As low as 6.00% for 0-60 Months
As low as 6.25%, for 0-72 Months
As low as 6.50%, for 0-84 Months
As low as 6.00% for 0-60 Months
As low as 6.00%, for 0-60 Months
As low as 6.00%, for 0-60 Months
As low as 6.00%, for 0-36 Months

Recreational Vehicles

0-60 Months
72 Months

As low as 6.50%
As low as 6.75%

If a member asks for a longer time on a loan, rates are raised by 1/4%.

We also do home equity loans with a competitive rate of prime+1%. The rate reprices every year, in June, and never goes below 5%, or above 18%.

CD Rates

$1,000 minimum.

 

APR

APY

12 Months

3.20%

3.25%

24 Months

3.30%

3.35%

36 Months

3.40%

3.45%

48 Months

3.50%

3.55%

60 Months

3.70%

3.75%

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Savings Rates

1.00% APR, 1.00% APY

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IRA Rate

1.50% APR, 1.51% APY

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