Loan Rates

Loan Type	Term/Length	APR
Share Loan	No Time	4.25%
Signature Loan	0-36 Months	As low as 11.50% APR
Line of Credit	0-36 Months	As low as 10.90% APR
Vehicle	New New New 2007-2008 2005-2006 2003-2004 1998-2002	As low as 6.00% for 0-60 Months As low as 6.25%, for 0-72 Months As low as 6.50%, for 0-84 Months As low as 6.00% for 0-60 Months As low as 6.00%, for 0-60 Months As low as 6.00%, for 0-60 Months As low as 6.00%, for 0-36 Months
Recreational Vehicles	0-60 Months 72 Months	As low as 6.50% As low as 6.75%
If a member asks for a longer time on a loan, rates are raised by 1/4%.

We also do home equity loans with a competitive rate of prime+1%. The rate reprices every year, in June, and never goes below 5%, or above 18%.

CD Rates

$1,000 minimum.

	APR	APY
12 Months	3.20%	3.25%
24 Months	3.30%	3.35%
36 Months	3.40%	3.45%
48 Months	3.50%	3.55%
60 Months	3.70%	3.75%

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Savings Rates

1.00% APR, 1.00% APY

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IRA Rate

1.50% APR, 1.51% APY

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