Loan Rates

Loan Type	Term/Length	APR
Share Loan	No Time	3.70%
Signature Loan	0-36 Months	As low as 11.50% APR
Line of Credit	0-36 Months	As low as 10.90% APR
Vehicle	New New New 2011-2012 2009-2010 2007-2008 2002-2006	As low as 3.25%, for 0-60 Months As low as 3.50%, for 0-72 Months As low as 3.75%, for 0-84 Months As low as 6.49%, for 0-60 Months As low as 6.74%, for 0-60 Months As low as 6.99%, for 0-60 Months As low as 7.00%, for 0-36 Months
Recreational Vehicles	0-60 Months 72 Months	As low as 6.50% As low as 6.75%
If a member asks for a longer time on a loan, rates are raised by 1/4%.

We also do home equity loans with a competitive rate of prime+1%. The rate reprices every year, in June, and never goes below 5%, or above 18%.

CD Rates

$1,000 minimum.

	APR	APY
12 Months	0.40%	0.40%
24 Months	.50%	.50%
36 Months	.60%	.60%
48 Months	.65%	.65%
60 Months	1.00%	1.00%

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Savings Rates

.20% APR

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IRA Rate

0.50% APR, 0.50% APY

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