Loan Rates

Loan Type Term/Length APR

Share Loan

No Time

3.20%

Signature Loan

0-36 Months

As low as 11.50% APR

Line of Credit

0-36 Months

As low as 10.90% APR

Vehicle

New
New
New


2013-2014
2011-2012
2009-2010
2004-2008

As low as 3.00%, for 0-60 Months
As low as 3.25%, for 0-72 Months
As low as 3.50%, for 0-84 Months

Available for A & B Credit Only
As low as 4.00%, for 0-72 Months
As low as 4.25%, for 0-60 Months
As low as 4.50%, for 0-48 Months
As low as 4.75%, for 0-36 Months

Recreational Vehicles

0-60 Months
72 Months

As low as 5.50%
As low as 5.75%

If a member asks for a longer time on a loan, rates are raised by 1/4%.

We also do home equity loans with a competitive rate of prime+1%. The rate reprices every year, in June, and never goes below 5%, or above 18%.

CD Rates

$1,000 minimum.

 

APR

APY

12 Months

0.40%

0.40%

24 Months

.50%

.50%

36 Months

.60%

.60%

48 Months

.65%

.65%

60 Months

1.00%

1.00%

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Savings Rates

.10% APR

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IRA Rate

0.25% APR, 0.25% APY

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